Entrepreneur, CEO of YB Realty, Executive Vice President of Total Mortgage, Husband, Father & Motivational Speaker

An industry leader and with a vast wealth of knowledge, Thomas believes in exceeding your expectations, while helping not only the client but his team reach their goals!

Thomas started his mortgage career in San Francisco, California in 2003 after serving in the United States Army. Now with over 17 years of industry experience, he has successfully managed teams of loan officers at various mortgage lenders.


Thanks to his experience with borrowers and customers of all kinds, Thomas delivers some of the best customer service in the industry. He is best recognized for his unprecedented work ethics, strong communication skills, response, and positive attitude towards his work.


Currently, Thomas resides in Fairfield, Connecticut, where he has a huge local network of referral partners.

Greatness exists in all of us.

remain focused &

go for it.

Thomas J Bepko